Complete Aadhaar eKYC & Authentication for DBT Payments in India

Aadhaar eKYC is mandatory for most DBT-based welfare, pension, scholarship and subsidy payments in India. Payment processing systems like PFMS rely on successful Aadhaar authentication before funds are routed to the beneficiary’s NPCI-mapped bank account.

  • OTP based eKYC (using registered Aadhaar mobile number)
  • Biometric authentication (fingerprint or iris at bank/CSC/Enrolment Center)
  • Face authentication (via mAadhaar or approved RD services)
  • Demographic authentication (name, DOB, address match with scheme/bank data)

How to Complete Aadhaar eKYC

  1. Open UIDAI: https://uidai.gov.in
  2. Go to My Aadhaar section
  3. Use services such as:
    • Download Aadhaar
    • Verify Aadhaar
    • Update Demographics
    • Check Authentication History
  4. If OTP is required for eKYC, ensure your Aadhaar mobile is active
  5. For biometric eKYC, visit:
    • Bank branch
    • Aadhaar Enrolment/Update Center
    • CSC center (for select services)

How to Check if Your Aadhaar Can Receive DBT

Request your bank to confirm:

  • Aadhaar seeded in CBS
  • DBT flag active on your account
  • Aadhaar mapped in NPCI DBT Mapper

You can also verify scheme routing via MyLPG (for LPG subsidy): https://mylpg.in

Common eKYC Failures & Fixes

  • Mobile not registered or inactive → Update mobile at UIDAI center
  • Name mismatch between Aadhaar and bank/scheme → Correct in bank or Aadhaar
  • Biometric authentication failing repeatedly → Use iris or face authentication option
  • Aadhaar locked → Unlock using UIDAI services
  • Demographic mismatch → Update Aadhaar demographics online or via center

Aadhaar Update Services

Important Notes

  • Only the registered Aadhaar mobile can receive OTP for eKYC
  • DBT payments always go to the NPCI mapped Aadhaar bank, not necessarily your latest linked bank until updated by the bank
  • PFMS does not update Aadhaar or bank seeding—banks and UIDAI handle that layer
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